Plain-English answers to specific debt questions. Each guide explains how things work, cites its sources, and links to the path out of debt it relates to.
Bankruptcy
How to rebuild credit after bankruptcy
How long it stays on your report, checking it’s accurate, and the steps that rebuild your score.
Debts bankruptcy can’t erase
Support, student loans, certain taxes and more, plus the options for each.
Can you file bankruptcy without a lawyer?
What you’d be responsible for, when it’s workable, and lower-cost ways to get help.
More on this path: Bankruptcy: Chapter 7 vs. Chapter 13
Not sure which path fits you?
The Debt Audit grades your situation and explains which way out of debt fits your numbers. It takes about five minutes, and nothing you enter is stored or sent.
Run the Debt AuditLooking for the bigger picture? Compare all five ways out of debt, or try the calculators.