Plain-English answers to specific debt questions. Each guide explains how things work, cites its sources, and links to the path out of debt it relates to.
Bankruptcy
How much does it cost to file bankruptcy?
Court fees, the two required courses, attorney fees, and the fee waiver and installment options.
The bankruptcy means test, explained
How Chapter 7 income limits work, the expense test for higher earners, and where to find the official figures.
How to rebuild credit after bankruptcy
How long it stays on your report, checking it’s accurate, and the steps that rebuild your score.
Debts bankruptcy can’t erase
Support, student loans, certain taxes and more, plus the options for each.
Can you file bankruptcy without a lawyer?
What you’d be responsible for, when it’s workable, and lower-cost ways to get help.
More on this path: Bankruptcy: Chapter 7 vs. Chapter 13
Not sure which path fits you?
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Run the Debt AuditLooking for the bigger picture? Compare all five ways out of debt, or try the calculators.